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College Students: Beware of These Types of Scams — Tips from the Better Business Bureau

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During the transition from high school to college many students and parents are faced with tuition payments, financial aid and scholarship applications, and often have to purchase a new laptop or tablet. These are all things that could lead to being scammed if not careful. According to the BBB Institute for Marketplace Trust, consumers ages 18 to 24 are three times more likely than seniors to fall victim to a scam. According to 2018’s BBB’s ScamTracker Risk Report, 41.6% of students reported a loss when exposed to a scam as compared to 28.3% of non-students. With college students being the primary target for scams, Better Business Bureau Serving Connecticut (BBB) has some useful tips and warnings for college students and their families:

—Fake Credit Cards — It’s not a secret that deals which appear to be a quick and easy way to spend money are offered to college students to get them to apply for their first credit card.

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Connecticut Tax Free Sales Week Runs From Sunday, Aug 18 to Saturday, Aug 24

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You know school is starting soon when the state announces “Tax Free Week.”

Per statute the 19th annual Tax Free Sales Week, which begins on the third Sunday of each August, is right around the corner. This is a great opportunity for some back-to-school shopping and to prepare for the fall season. Certain clothing and footwear items under $100 will be exempt from the state’s sale tax during this time. This year the week runs from Sunday, Aug. 18 to  Saturday, Aug.

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Police: Two Darien Residents Victimized on Craigslist in Unrelated Incidents

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Twice in eight days, Darien residents were scammed out of the money they sent to people purporting to be sellers on Craigslist, Darien police said. The incidents appear to be unrelated. In one case, reported to police on July 26, a woman sent $300 to someone selling concert tickets. In the other, a man sent $3,400 for first month’s rent and a security deposit. Both scammers said they came from the Washington, D.C. area.

Tips on Saving a Little Money as You Do Back-to-School Shopping

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Jeff Kreisler, editor-in-chief of PeopleScience and co-author of Dollars and Sense, offers five tips on how to avoid overspending on back-to-school items this fall. Don’t fall prey to marketing tactics; try to spend smarter. —This article, from an email sent by a publicist for Jeff Kreisler, seemed to us to have some sensible advice worth repeating, even for people who don’t have school-age kids. These tips probably won’t save you a lot — but they’ll probably save you a bit. Jeff outlines our unconscious decision-making biases and how they can lead us to make poor choices, whether through intentional “traps” set by retail stores or by our own volition.

From FTC Check Your Credit Report video found 2019

After That Capital One Data Breach: Time to Get a Free Check of Your Credit Report

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If you needed yet another nudge to start keeping an eye on your credit report to protect against identity theft, Capital One has delivered it with its announcement that a data breach has exposed the personal information of 106 million of its credit card customers and credit card applicants in the U.St. and Canada. — Sheena Gressin is an attorney in the Federal Trade Commission’s Division of Consumer and Business Education. This article is from the FTC Consumer Information blog. News of the Capital One breach comes just one week after the Federal Trade Commission announced that Equifax agreed to pay up to $700 million to settle a lawsuit brought by the FTC, the Consumer Financial Protection Bureau, and 50 states and territories, stemming from the credit reporting giant’s 2017 data breach, which affected about 147 million people.

SilverSource Richard Silver

SilverSource Charity Golf Outing Raises $130K, Honors Stamford Attorney

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SilverSource held its annual Charity Golf Outing on June 10 at Rockrimmon Country Club in Stamford. The event included a day of world-class golf, brunch, dinner, cocktails, door prizes and awards. — an announcement from SilverSource
The tournament was one of the organization’s central fundraisers, drawing over 100 golfers and raising over $130,000 for the SilverSource Elderly Housing Stability Program, Elder Eviction Protection and the Ride To Wellness Medical Transportation Program. Tournament participants enjoyed a variety of competitions in addition to 18 holes of golf. Tournament play activities included a longest drive contest, closest to the pin competition, a closest to the line contest, and a hole-in-one competition presented by BMW of Darien.

Financial Basics workshop at DCA 2019

‘Financial Basics for Young Adults’ Workshop April 30 at Darien Community Association

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The Darien Community Association (DCA) will offer their next financial workshop – “Financial Basics for Young Adults” on Tuesday, April 30 from 11:30 a.m. to 1 p.m.

— an announcement from the Darien Community Association

Are your adult children well-launched? Join us for an educational workshop on Financial Basics with a focus on young adults. During this session you will learn more about:

—The importance of goal setting and financial planning

—The basics of budgeting, managing debt and credit, investing and saving

—Good habits for the future

—Different retirement plans and the savings and tax implications they may have on your retirement goals

Attend with your adult child or encourage him or her to attend on his/her own. A light lunch will be provided. This session will be led by Karen Goersch, CPA, CRPC®, APMA®, Financial Advisor, Ameriprise Financial.

Seniors CT Refund Rent

If You Rent, Have Limited Income and Have a Disability or Are Over 65, You May Be Eligible for a Rent Rebate

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If you’re a senior citizen or disabled resident of Darien who rents, you may be eligible for a rebate from the the state government for the rent you paid in 2018. — an announcement from the Darien Human Services Department

The town Human Services Department will accept applications from Darien residents who meet the eligibility requirements and who apply for the rebates before Sept. 30, 2019. Eligibility requirements are:

1. Must be 65 years of age as of December 31, 2018 or disabled and collecting Social Security disability payments.

Eversource: You Can Make Upgrades to Your Home That Save Energy, Cutting Longterm Costs

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You don’t have to sacrifice comfort and energy savings to preserve the history of their New England home — there are a variety of upgrades that can save money and provide modern comforts without impacting the classic charm. — Enoch Lenge is Eversource’s energy efficiency spokesman. This post on his blog is on the Eversource website. If you’re a homeowner or renter looking to make updates, here are some common problems and solutions to keep in mind:

Increasing natural light in your home has actual health benefits such as boosting your mood, aiding in healthy eye development, giving you more energy and making you feel well-rested. Natural light can also save energy and make a room feel spacious.

Jewelry Appraisal Appraising Appraiser Rago Arts & Auction Center Bruce Museum

Jewelry Appraisal Day at the Bruce Museum on Saturday, Feb 16

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Do you have a piece of heirloom jewelry tucked away at home or other valuables just sitting in a safe deposit box? Find out their current value by meeting with an expert appraiser from Rago Arts & Auction Center at a special evaluation day for fine, antique, and heirloom jewelry  on Saturday, Feb. 16, 11 a.m. to 4 p.m. at the Bruce Museum in Greenwich

— This article previously was published by Heading up the complimentary appraisals for Rago will be Katherine Van Dell, Jewelry Director, and Jennifer Pitman, Rago’s senior account manager for Connecticut and Westchester. To make an appointment for an appraisal, contact Jennifer at 917-745-2730 or

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Get Help With Your Taxes From IRS Certified Volunteers at Darien Library

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IRS-certified, trained AARP volunteer tax aides are available to local residents of all ages and incomes at no charge at Darien Library. The nation’s largest, free, volunteer-run tax assistance and preparation service is available to all individual filers regardless of income or age. Started in 1968 and, since 1980, this service has operated under a cooperative agreement with the Internal Revenue Service. — an announcement from Darien Library

For more information or to make an appointment, please call 203-669-5236. The volunteers are scheduled to be in the Conference Room at Darien Library for appointments from 9 a.m. to 3:30 p.m. on Fridays and from 9 a.m. to 1:30 p.m. on Saturdays through April 13.

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Eversource Has These Tips to Avoid Becoming a Victim of Scammers

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The New Year is in full swing and so are scams targeting utility customers across the country and right here in Connecticut. Already this year, customers in many towns around the state have been approached by scammers, either on the phone or at their door. — an announcement from Eversource

To warn customers, Eversource andBetter Business Bureau Serving Connecticut are teaming up to ensure that people know the telltale signs of scams, so they can avoid becoming a victim. “The scammers, often sounding legitimate and quite convincing, threaten to shut off electric service immediately unless instant payment is made,” said Eversource Senior Vice President and Chief Customer Officer Penni Conner. “These scammers can be relentless but they’re only successful if they catch our customers off-guard and scare them into making a payment,” she said.  “We remind customers, if something doesn’t sound right or feel right, trust your gut, and don’t pay.”

With the increase in scams across the country, BBB offers ScamTracker which is a national tracking system that provides up-to-date information on the latest scams.

The tool allows consumers to submit scam reports and see what scams are happening right in their backyard.

Cash seized in drug arrest Norwalk

Federal Workers Not Getting Wages Now Can Get Help from Darien Town Government

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First Selectman Jayme Stevenson announced Thursday that the town government of Darien is prepared to assist Darien residents who are affected by the Federal government shutdown. “We understand how difficult the federal government shutdown is on the families of workers who, in some cases, must report to work but are not receiving paychecks,” Stevenson said in a news release Thursday morning.“Please contact the Darien Human Services Department at (203) 656-7328 for assistance.”

— an announcement from the First Selectman’s Office

In addition, Gov. Ned Lamont announced yesterday that a public-private partnership between the state government of Connecticut and private banks, led by Webster Bank and supported by the Connecticut Bankers Association, will enable essential federal workers who are required to report to work without pay to receive unemployment assistance. In addition, he is working with legislative leadership to emergency certify a bill that would ensure Connecticut is able to take advantage of any decision by the federal government to permit essential workers to collect earned unemployment insurance benefits. Lastly, Gov. Lamont urged non-essential employees, who are not required to report to work, to access state unemployment benefits by contacting the Connecticut Department of Labor or their local American Job Center.

FTC: Don’t Get Fooled by the Netflix Phishing Scam

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Scammers use your information to steal your money, your identity, or both. Scammers often use familiar company names or pretend to be someone you know. Here’s a real world example featuring Netflix. — This article originally was published on the Federal Trade Commission’s Consumer Information blog. Colleen Tressler is a consumer education specialist with the FTC. Police in Ohio shared a screenshot of a phishing email designed to steal personal information.

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Just How Much Food Do We Throw Away? In CT, $800+ a Year: Ways To Do Better

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If you want to help the environment by reducing waste, reducing the amount of food and food scraps you throw out is a big component. According to a recent survey, if you could avoid toss out the average amount for a Connecticut household, that amounts to $873 a year, or over a fifth (21 percent) of what the normal household spends — you’d save money you could spend on yourself or others. Joining the new Darien Food Scrap Recycling Program is one way to do it. In addition to that (or instead of it, if food scrap recycling is one additional task too many for you), just knowing when you don’t really have to throw out food may help you cut down on the amount. (In this article we’ve included information from experts about how safe it is to keep certain food refrigerated.)

A survey of how much food we throw out, broken down by state, was paid for by New York City-based Klein Kitchen & Bath, a remodel and design firm.