Consumer and Finances
Gift Cards Jan Mayen Wikimedia Commons https://commons.wikimedia.org/wiki/File:D%C3%A1rkov%C3%A9_karty.jpg

How to Avoid Problems With Buying Gift Cards: Tips From the FTC

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Gift cards are one quick way to get through your last-minute holiday shopping list. But before you give (and get) gift cards, here are a few things you need to know. — This article is from the Federal Trade Commission’s Consumer Information blog. Cristina Miranda works in the FTC Division of Consumer and Business Education. Inspect gift cards before you buy. A gift card should have all its protective stickers in place.

Consumer and Finances
From FTC Check Your Credit Report video found 2019

After That Capital One Data Breach: Time to Get a Free Check of Your Credit Report

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If you needed yet another nudge to start keeping an eye on your credit report to protect against identity theft, Capital One has delivered it with its announcement that a data breach has exposed the personal information of 106 million of its credit card customers and credit card applicants in the U.St. and Canada. — Sheena Gressin is an attorney in the Federal Trade Commission’s Division of Consumer and Business Education. This article is from the FTC Consumer Information blog. News of the Capital One breach comes just one week after the Federal Trade Commission announced that Equifax agreed to pay up to $700 million to settle a lawsuit brought by the FTC, the Consumer Financial Protection Bureau, and 50 states and territories, stemming from the credit reporting giant’s 2017 data breach, which affected about 147 million people.